HOW TO READ YOUR PERSONAL CREDIT REPORT

 

A. The credit bureau that is reporting your information. 

B. Account number or portion of the account number.

C. Comments - creditor comments/remarks

D. Credit Limit - maximum limit allowed on this account

E. Current Account Status

F. Max Delinq - Late Payment Dates- days late: month/year- days late.

G. Type of account: REV-Revolving INS-Installment MTG-Mortgage CRE-Credit Line OPN-Open

H. Creditor Name

I. Date creditor reported information to the bureau.

J. Date the account was opened.

K. High Credit is the highest amount charged or opening balance.

L. Balance owed as of the date reported.

M. Past Due or delinquent amount owed.

N. The number of months the account was reviewed by the creditor.

O. The number of 30 day late payments.

P. The number of 60 day late payments.

Q. The number of 90 day late payments.

R. Term Mo - Term in months for installment loans/notes

S. Term Amount - monthly payment

 

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     * * C R E D I T * *

Creditor Name      Type Reprtd  Opend  Hi Cred  Balance   Past Due   MO  30  60  90     

Account Number                                      Last   Term Mo  Term Amnt                                                            -----------------------------------------------------------------------------------------------       

TU-01 (A)         (G)  (I)     (J)                                 (N) (O) (P) (Q)

AVCO FINANCE(H)    INS  12/99   12/98  $33000(K) $27680(L) $660(M)   12   1   1   0        

4444444444 (B)                             60(R) $660(S)                                   

CREDIT LIMIT: $33000 (D)

PAST DUE 30 (E)

COLLATERAL : 63 CORVETTE (C)

PAYMENT HISTORY: 2/99-60; 11/99-30 (F)

 

TU-01                                    

FST CARD           REV  12/99   01/90  $5000     $3000      $0       24   0   0   0    

11111111111                                1     $125

CREDIT LIMIT: $5000

CURRENT ACCOUNT 

UNSECURED CREDIT CARD

 

 

********************END OF REPORT********************